OWNER FINANCING NOW OFFERED!!! WITH FULL PRICE OFFER AT 5% INTEREST RATE, AMORTIZED OVER 30 YEARS WITH A 3-YEAR BALLOON PAYMENT DUE. $50K NON-REFUNDABLE DOWN PAYMENT REQUIRED. NO PREPAYMENT PENALTY. BUYER RESPONSIBLE FOR HOA DUES AND PROPERTY TAXES. ESTIMATED MONTHLY PAYMENT OF $1,207.85 (PRINCIPAL AND INTEREST ONLY) BASED ON A $275K PURCHASE PRICE. CREDITWORTHINESS WILL BE CONSIDERED FOR ANY SELLER-FINANCED DEAL. Renter paying 1850 a month has month to month agreement until sold unless you want him to stay. Own in one of the most talked about gated community in Panama City Beach Luxury at a price you can afford. What a great deal, 2-bedroom, 2.5-bath condo, in the coveted Island Reserve . Experience resort-style living in a tranquil oasis, just 1.4 miles from the world-famous sugar-white sands and the convenience of the Hathaway Bridge. Whether you're looking for a peaceful retreat or proximity to everything Panama City Beach offers, this is the place for you.
Island Reserve redefines luxury with its impressive list of amenities: including a spectacular Social Club who plan events for the community.
Expansive 1-acre pool with two waterfalls and abundant seating for poolside gatherings.
Indoor basketball court, perfect for fitness enthusiasts or pickleball games.
State-of-the-art fitness center and game room for recreation and relaxation.
Gated community security for peace of mind.
No short-term rentals, ensuring a serene and neighborly atmosphere year-round.
Condo Highlights
This luxury unit is designed for comfort and style: 2 Master Suites, each with private access to a spacious patio.
Elegant bamboo flooring and granite countertops throughout.
Stainless Steel appliances.
The option to park in covered garage parking with elevator access, so rain is never an issue.
Plenty of natural light and thoughtfully designed spaces to complement your lifestyle. Perfectly situated close to: The beach (1.4 miles)—a quick 3-4 minute drive.
Shopping, dining, and entertainment, while remaining tucked away from the crowds.
With a friendly and well-managed association and a dedicated maintenance team, Island Reserve is becoming one of Bay County's premier residential communities. Don't miss your chance to enjoy resort living at its finest.

Schedule your private tour today—this gem won't last long!