Florida cottage in the heart of St. Andrews! Just a short walk to St. Andrews Bay and the downtown restaurants and shopping village. Enter into an amazing screened-in front porch, a perfect place to start your morning or relax in the afternoon. This home feels bright and airy with plenty of natural light. Nice living space that is open to the kitchen. Plenty of cabinets, stainless-steel appliance package, and recessed lighting. Wood laminate flooring throughout the first floor and tile flooring in the kitchen. A beautiful spiral staircase leading upstairs. The master bedroom is on the first floor and features a spacious walk-in closet. An additional bedroom on the first floor and full bathroom. Once upstairs you have an amazing loft that could be an additional living space. There is a 3rd bedroom, with a separate walk-in closet that could be used for an office. Full bathroom upstairs with a tile shower. Metal roof, beautiful Hardi board siding and a tankless water heater. Plenty of storage underneath the home and an 8' x 10' workshop with electric and a/c. This home feels very private with plenty of trees and no residence on the right side or behind. The downtown area of St. Andrews has some of the best local restaurants anywhere and also has seasonal events like Mardi Gras and is host to farmers markets on Saturdays. Launch your boat at St. Andrews Marina, from there it's just a short boat ride to the Gulf of Mexico or Shell Island. Excellent proximity to Panama City Beach and TAFB. Pride of ownership shows throughout this home. Schedule your visit today!